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  • Free or very low cost. Country-based.

    Transfers are free to some countries and only $1.99, $2.99 or $3.99 to others.

  • Build long term credit. Trade, not aid.

    Our algorithm ranks each transaction you make and notifies you as your recipient’s credit rating quickly increases to qualify for a micro-loan.

  • 100% secure. It’s in our DNA.

    Not only is all transactional data encrypted, but SaharaPay is OFAC compliant for advanced international transfer security, as well as partnering with the largest players in the industry.

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SaharaPay allows people in North America to transfer funds to loved ones in Africa and around the world for free or for a low fee from $1.99 to $3.99.

Notify me when Saharapay is available.

Our Story

SaharaPay is an online & mobile money transfer service, with a mission to transfer way more than just money. We transfer independence.

SaharaPay is an online & mobile money transfer service with a big difference. Traditionally, when you transfer money back home, your recipient receives the funds and has nothing else to show for it. We believe in creating independence. Not only do we have very low (or no) transfer fees of free, $1.99 or $3.99, when you transfer money around the world, our innovative algorithm also qualifies your recipients for our micro-loans.Although they might always need money, they won't always need you.

Our team is made up of dedicated and focused African entrepreneurs in diaspora as well as some of the foremost business, government and academic leaders in the United States. It also includes global leaders in the payments and cybersecurity industries. Whether your loved ones are looking to start a business, finish a project or pursuing another venture that will reduce their dependence on you in future, SaharaPay helps you start the process with a few transfers and helps them finish it off using our loan programs. That's what we call an investment in the future.

  • Clement Aboge

    (Kenya/USA)

    Entreprenuer, angel investor, startup enthusiast. Founder Dwele Foundation. Board member Global Hemp Group. Built and sold Dallas based healthcare firm with over $10m in sales. Co-founder of wellness firm doing over $12m in sales.

  • Joel Cowan

    (USA)

    Founded town of Peachtree city near Atlanta and created the first upscale shopping mall in the South. Co-founder of Cowan-Turner center at Georgia Tech. Former board member of Continental Airlines.

  • Bayo Adeniyi

    (Nigeria, UK, USA)

    Co-founded mymotoscan and zipcodemeds. Former strategy consultant at Booz&Co. First black Editor-in-Chief at Kellogg School of Management, Northwestern University. Co-founder of wellness firm doing over $12m in sales.

  • Chuck Wald

    (USA)

    Retired General US Air Force. Subject matter specialist in weapons procurment and deployment, counterterrorism, and international energy security policy. Vice Chairman, Federal Practice Senior Advisor, Deloitte Services, LP.

  • Harry Raduege

    (USA)

    Retired Lt. Gen-US Air Force, Deputy Commander for Global Network Operations and Defense, U.S. Strategic Command Joint Forces Headquarters. Cybersecurity expert. Senior advisor and director for Cyber Risk Services, Deloitte & Touche LLP.

  • Bob Campbell

    (USA)

    Former Vice-Chairman and U.S. State government leader at Deloitte LLP. Serves on Advisory board of the LBJ School of Public Affairs. Advisor to state governments across more than 40 states.

Be first to know

SaharaPay is an online & mobile money transfer service with a big difference. When you transfer money around the world, our innovative algorithm also qualifies your recipients for our micro-loans. Although they might always need money, they won't always need you.